Serving All 50 States + Canada

Get MCA Funding in 24-48 Hours - Bad Credit OK

Merchant cash advances from $5,000 to $500,000. No collateral required. Approval based on revenue, not credit score. Zeus Commercial Capital helps businesses access working capital fast—nationwide.

✓ Bad credit OK ✓ No collateral required ✓ $5K-$500K available

Fast Approval
Get funding in as little as 24-48 hours
Flexible Terms
Repayment based on your revenue
No Collateral
Unsecured funding options available
High Approval
Bad credit? We can still help

Apply for Working Capital

Complete the form below to get started. Our team will review your application and contact you within 24 hours.

Business Information
Tell us about your business and funding needs

By submitting this form, you agree to be contacted by Zeus Commercial Capital regarding your funding needs.

What Our Clients Say

Real stories from business owners who partnered with Zeus Commercial Capital

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Michael Rodriguez

Owner, Rodriguez HVAC Services

"I needed capital fast to purchase equipment for a major contract. My credit wasn't perfect, but Zeus looked at my revenue and approved me in 36 hours. That funding helped me land a $180K project that transformed my business."

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Jennifer Chen

CEO, Bright Future Daycare

"After being turned down by three banks, I was losing hope. Zeus Commercial Capital actually listened to my situation and understood my business model. They funded me based on my monthly enrollment revenue, not just my credit score. Now I've expanded to two locations."

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David Williams

Founder, Coastal Seafood Distribution

"Seasonal businesses like mine struggle with traditional lenders. Zeus understood that my summer revenue is strong even though winter is slower. The flexible repayment structure based on daily sales was exactly what I needed. Professional team, transparent terms."

Why Choose Zeus Commercial Capital?

We understand the challenges business owners face. That's why we've built a funding process that's fast, transparent, and designed around your needs.

Experienced Team

Our team has decades of combined experience in business financing, helping thousands of businesses access the capital they need to succeed.

Transparent Process

No hidden fees or surprises. We explain every detail of your funding agreement so you can make informed decisions for your business.

Ongoing Support

Our relationship doesn't end when you receive funding. We're here to support your business growth every step of the way.

Estimate Your Funding Potential

Use our interactive calculator to see how much funding you could qualify for based on your business metrics.

MCA Funding Calculator
Estimate your potential funding amount and repayment terms based on your business metrics
$50,000
$10K$500K
12 months
3 months5 years
600
500 (Poor)850 (Excellent)

Estimated Funding Amount

$75,000

Based on 1.5x your monthly revenue

Total Repayment

$90,000

Factor rate: 1.20

Daily Payment

$454

Approx. $2,270/week

Estimated Term

9 months

Flexible repayment based on revenue

Important Notes:

  • These are estimates only. Actual terms may vary based on complete application review.
  • Approval is primarily based on revenue, not credit score.
  • No collateral required. Bad credit accepted.
  • Funding typically available in 24-48 hours after approval.

Complete application in 5 minutes • Approval in 24-48 hours