Construction Financing

Construction Merchant Cash Advance

Fast funding for equipment, materials, payroll, and project costs. Get capital in 24-48 hours with no collateral required.

$5K - $500K Available
Bad Credit OK
24-48 Hour Funding

Construction Financing Challenges We Solve

Construction businesses face unique cash flow challenges with delayed payments and upfront costs. We provide fast, flexible funding to keep your projects moving.

Equipment & Vehicle Purchases

Purchase heavy equipment, work trucks, or specialized tools without waiting for client payments or depleting working capital.

Material & Supply Costs

Cover upfront material costs for large projects, bulk purchase discounts, or emergency material needs when suppliers require immediate payment.

Project Cash Flow Gaps

Bridge the gap between project expenses and client payments. Cover payroll, subcontractors, and operating costs while waiting for draws.

How Construction Companies Use Merchant Cash Advances

🚜 Equipment & Heavy Machinery

Excavators, bulldozers, cranes, loaders, dump trucks, concrete mixers, scaffolding, and specialized construction equipment.

Typical funding: $50,000 - $300,000

🚚 Work Vehicles & Fleet

Work trucks, cargo vans, trailers, utility vehicles, and fleet expansion for growing construction businesses.

Typical funding: $30,000 - $150,000

🏗️ Materials & Supplies

Lumber, concrete, steel, roofing materials, electrical supplies, plumbing fixtures, and bulk material purchases for large projects.

Typical funding: $20,000 - $200,000

👷 Payroll & Labor Costs

Cover crew payroll, subcontractor payments, and labor costs while waiting for client progress payments or project completion.

Typical funding: $25,000 - $150,000

🔧 Tools & Small Equipment

Power tools, hand tools, safety equipment, ladders, generators, compressors, and specialized trade tools.

Typical funding: $5,000 - $40,000

📋 Project Mobilization

Upfront costs for new projects including permits, insurance, bonds, site preparation, and initial material purchases.

Typical funding: $30,000 - $250,000

Why Construction Companies Choose Merchant Cash Advances

Revenue-Based Repayment

Payments adjust with your daily credit card sales. Slow month? Lower payment. Busy season? Higher payment. Perfect for project-based businesses.

No Collateral Required

Don't risk your equipment, vehicles, or personal assets. Approval based on revenue, not collateral.

Bad Credit Accepted

Construction businesses often face delayed payments that impact credit scores. We approve based on revenue and project pipeline, not credit history.

24-48 Hour Funding

When you win a bid and need to mobilize immediately, you can't wait weeks for bank approval. Get funded fast and start work on schedule.

Construction Success Stories

General Contractor - Atlanta

An Atlanta general contractor won a $500K commercial build-out but needed $80,000 for upfront materials and subcontractor deposits. Traditional lenders required 6 weeks. Zeus Commercial Capital provided funding in 48 hours, allowing them to start work on schedule and complete the project profitably.

$80,000 funded in 48 hours
Project mobilization

HVAC Contractor - Miami

A Miami HVAC contractor needed $50,000 to purchase two service trucks and expand their fleet before summer peak season. With limited credit history, Zeus Commercial Capital approved funding based on strong spring revenue. The expansion resulted in 60% more service calls and $200K additional annual revenue.

$50,000 funded, 60% growth
Fleet expansion

Roofing Company - Nashville

A Nashville roofing company discovered a bulk material discount offering 30% off supplies for immediate payment. Zeus Commercial Capital funded $40,000 in 24 hours, allowing them to purchase materials that covered 5 months of projects at significant savings, improving profit margins by 15%.

$40,000 funded, 15% margin boost
Bulk material purchase

Construction Trades We Serve

General Contractors

Residential Construction

Commercial Construction

Roofing Contractors

HVAC Contractors

Electrical Contractors

Plumbing Contractors

Concrete & Masonry

Framing & Carpentry

Painting Contractors

Flooring Installers

Landscaping & Hardscaping

Demolition Services

Excavation & Grading

Specialty Trades

Remodeling Contractors

Ready to Fund Your Construction Business?

Join thousands of construction contractors who have accessed fast, flexible merchant cash advance funding through Zeus Commercial Capital.

Serving construction businesses nationwide: Atlanta, Miami, Nashville, Charlotte, and beyond

Additional Resources for Contractors

Zeus Commercial Capital | 1515 Mockingbird Lane, Suite 420, Charlotte, NC 28209

Phone: (800) 516-1153 | Email: [email protected]

Other Industries: Restaurants |Retail